Credit cards can help in many ways. But the rates often need to be lowered. This makes balances go up quickly. Even a small charge can grow fast with high rates. It is wise to know your rate. Most cards tell you the rate. But only some people check. So they need to find out …
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Over the years, you might have come across different types of loans. They serve a different purpose and have a different set of eligibility criteria. The involvement of a guarantor in the borrowing process might be familiar to you. However, the extent of indulgence might not be clear. Moreover, you might have some confusion about …
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Budgeting is paramount because the cost of living is rising. The rising inflation rates have blown consumers’ buying power very hard. With a sudden and unexpected rise in the outlay, a large number of people are struggling to have enough savings. Financial experts suggest setting aside money, so you are not in the red during …
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Getting loans without requiring fulfilling any collateral condition can be intriguing. However, you might have doubts about its possibility because of low credit scores. Credit issues have recently become a real problem because of the amplified form of expenses. This urge to have everything through a credit card can be dangerous. It can easily result …
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There are over 30 million vehicles in the country. Each releasing carbon dioxide on the road, adds up carbon emissions. Apart from CO2, vehicle emission emits other pollutants including- carbon monoxide, fine dust particles, nitrogen oxides, and unburnt hydrocarbons. Additionally, car tyres and brake wear also release some pollutants. Apart from harming the environment, emission …
Every two persons parting ways lives on half of their income and assets. Most divorcing men and women must adjust their lifestyle after a divorce. It is regardless of the money they have in the account. One of the best ways to comfortably settle is by minimising the costs of divorce proceedings. The longer the …
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A car loan can be taken out from banks and private lenders. They are also known as auto loans. Qualifying for a car loan is a bit different from personal loans, although these loans also do not require you to put down any additional assets as collateral. Your lender will have the upper hand, meaning …
Continue reading “Truths And Lies About Guaranteed Car Loans You Should Know”
You start sulking aboutenot being able to achieve a financial goal that your friends have achieved. This is how humans are wired and a comparison has to happen every time. Is the outcome satisfying? Your answer will always be ‘no’. This is because right after it, you start blaming yourself or the situation. As a …
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Money management means being careful with how you use your money. Managing money well helps avoid problems. When you get money, save some first. Put it aside before you spend any. Savings provide security. They prevent debt when surprises or problems come. Living simply saves money for other goals. It prevents waste. Reduce expenses on …
Continue reading “Minimalist Money Management: Decluttering Your Finances”
